HDFC Bank’s Strategic Approach to Industry Growth: A Deep Dive into Credit-Deposit Ratio Management

In the dynamic world of banking, HDFC Bank has recently announced its strategic plan to grow advances at a “little slower” pace than deposits. This move aims to bring down the credit-deposit ratio, ensuring a robust financial position and maintaining adequate liquidity buffers. This article will delve into the intricacies of this decision, its implications,…

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